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Buying in France
Buying property in France can appear to be complex and mysterious to British people, but it's most often much simpler than buying in the UK. Here's how it works:
The first visit Prepare!
Arrange your visit Contact us to arrange your visit. We can advise on accommodation and car hire and we also have a house which may be available at a special 'house-hunting' rate. We will ask you to sign a 'bon de visite' which confirms which properties we have shown you and as some properties are on with several agents, it helps us all know who initiated any eventual sale. You will be taken round a few contrasting areas of the Aude, the landscape here is a wonderful contrast between gentle rolling hills, vineyards and the foothills of the Pyrenees. We will also try to show you a range of properties, to enable you to really decide on the what you want. We can give you rough estimates of the cost of any restoration if you instantly fall in love with a house or barn! It does happen! Arrange your visit Marilyn will take you round a few contrasting areas of the Aude, and the landscape is a wonderful contrast between rolling vineyards, in the north and east, to the fresh mountains of the foothills of the Pyranees. She will also show you a range of properties, to enable you to really decide on the type you want. Marilyn can give you rough estimates of the cost of any restoration and tell you about the immediate area, if you instantly fall in love with a house or barn! It does happen! Tips
The Aude is one of the new 'hot-spots' for property-buying in France. ">Read the report (it's in French). If you see a house you like, it's very important that you carefully consider whether to put an offer in immediately by signing a 'promesse de vente' which secures your option to buy . A ten day cooling off period allows you to withdraw, and, there are further safeguards after that, which we can explain to you. Buying homes in France is much simpler than in the UK. Making an offer We will advise you what would be appropriate for each property, the UK culture of offering considerably less than the asking price can cause offence and lead to problems. Make sure you know what you are buying before you agree to make an offer. We normally hold a copy of the 'plan cadastral'; drawn up in Napoleonic times they are the plans of the property and its land. You will be able to see clearly what you are buying. Contracts The first contract is called a 'Compromis de Vente' once this has been signed by both parties and registered at the Notaires you the buyer have a further seven day cooling off period before you pay a ten percent deposit, you will now have, as they say here, a 'petite pause' of around 2-3 months during which time searches are completed, land registry details are checked, and the commune has the opportunity to purchase the property if they so wish; an option extremely rarely taken. A specialist survey known as an 'Expertise' is also done, which includes/ checking for the presence of lead, asbestos and for any infestation of termites. Finance On top of the 'net' purchase price of the property, you will need to add the notaire's fees (these include government tax on the transaction; the equivalent of the UK's stamp duty), usually about 5-7% of the net purchase price. You will also have to pay our fees which are always included in the advertised price of the property. We can also help you with a French mortgage if you need one. Signing day The whole process should take about 3 months from the offer being accepted to signing the final contract 'Acte Définitive'. There is a bit of a tradition at Maisons à la Carte that we celebrate the day with you! It gives us great pleasure to see our friendly local Notaires (French lawyers) welcome you and your family to the region. Settling in This is where we are very different from other estate agents, Maisons à la Carte can help you settle in by:
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